#1- Life and Accident & Sickness Insurance Basics

This course provides:

4 Life & A&S CE credits for BC, AB, SK, MB & ON.

QC resident Advisors will receive 4 PDUs

This self-study course covers:

  • How life insurance began and developed throughout the years.
  • Some of the myths of life insurance
  • Types of Life and A&S insurance products and how they are different from each other.
  • Accident & Sickness Insurance – what is it? & How to use this insurance?
  • Dividends and options.
  • Variable Contracts, Annuities.
  • The process of Insurance Planning & Risk Management for Life & A&S products.
  • Types of reinsurance.
  • An overview of Life Insurance taxation.
  • The different types of insurance distribution channels.
  • Insurance contract provisions – What are they? How do they affect your policy?
  • What are the legal responsibilities of an Advisor, Agent or Broker?